Property Document Verification Checklist for Bangalore (2026)

Most property disputes in Bangalore start with a document that nobody checked before the sale. Use this checklist before you pay a booking advance, and have a property lawyer review the originals before you sign the sale deed.

Title and Ownership

• Sale deed of the current owner and the earlier deeds in the chain – ideally going back at least 30 years.
• Mother deed – the original document that shows how the property first came to the family or seller.
• Partition deeds, wills, gift deeds or succession certificates where the property was inherited.
• Identity of all owners – every co-owner and legal heir must sign the sale deed.

Encumbrances and Disputes

• Encumbrance certificate (EC) for at least 30 years, to reveal mortgages, earlier sales and other charges.
• Loan closure letters if the property was mortgaged.
• Court case search for pending suits or attachments.
• Acquisition check – confirm the land is not notified for acquisition by BDA, KIADB or other authorities.

Local-Body Records

• Khata certificate and extract in the seller’s name, and whether it is an A-khata or B-khata property.
• Property tax receipts, up to date.
• Electricity and water connection documents in the seller’s name.

Approvals

• Approved layout or building plan from BBMP, BDA or BMRDA, and whether the construction matches it.
• Land conversion order if the land was earlier agricultural.
• Occupancy certificate (OC) and completion certificate for buildings and apartments.
• RERA registration for under-construction projects, and the builder–landowner joint development agreement.

Red Flags

• The seller cannot produce originals, or insists on a power of attorney sale.
• The price is far below the guidance value or market rate.
• Revenue land being sold as “site” without a conversion order or approved layout.
• Gaps in the title chain or missing heirs’ signatures.

Frequently Asked Questions

How many years of EC should I check?

At least 30 years is the common standard for a thorough title check in Bangalore.

Is a B-khata property safe to buy?

It carries more risk: B-khata usually indicates deviations or missing approvals, which can affect loans and future regularisation. Take a lawyer’s advice first.

Can I check documents online?

Some records, such as the EC and khata, can be obtained online, but a lawyer should still read the deeds and interpret the history.