Buying property in Bangalore is the biggest purchase most families make, and most of the risk lies in the documents. These guides explain what to check before you pay an advance, what a lawyer’s title verification covers and costs, and how the khata system works.
Property Document Verification Checklist
The documents a lawyer checks before you buy in Bangalore: title deeds, khata and e-Khata, encumbrance certificate, approvals, occupancy certificate and RERA registration.
Lawyer Fees for Property Verification
What a title verification by a Bangalore lawyer covers, what affects the fee, and what you should expect to receive in the written legal opinion.
Khata and e-Khata Transfer
A-khata, B-khata and e-Khata explained, why they matter for buying and building, and how to transfer the khata after a purchase or inheritance.
Encumbrance Certificate (Form 15 and 16)
What an EC shows and does not show, how to get one online through Kaveri, how many years to check, and the red flags lawyers look for.
Occupancy Certificate
The sanctioned plan, commencement certificate and OC explained, why a flat without an OC is risky, and what to do if your builder has not obtained one.
Buying Property as an NRI
What NRIs and OCIs can buy, how to pay, signing through a power of attorney, TDS when buying from an NRI seller, and repatriation.
The Key Checks in Brief
Title: a clear chain of ownership for at least 30 years, with each transfer properly registered. Encumbrance: no undisclosed mortgage, lien or earlier sale, checked through encumbrance certificates. Khata: an A-khata or e-Khata in the seller’s name, with tax paid. Approvals: land conversion, layout approval, sanctioned building plan and occupancy certificate. RERA: registration for new projects, with the approved plan and completion date.
Since 2024, an e-Khata is required to register most sales in the city, and a sale of a property without one will usually not go through. In panchayat areas the equivalent record is e-Swathu.
Frequently Asked Questions
How long does a property title verification take?
For a flat in an approved project, usually a few days once all documents are shared. For old houses or village land with long title chains, it can take longer, especially if records must be fetched from government offices.
Can I buy a B-khata property?
You can, but it carries more risk: loans, plan approvals and resale can be harder. Check whether the property can be regularised before buying.
Do I need a lawyer if the bank has approved the loan?
A bank’s legal check protects the bank. It is a useful sign, but it is not a full opinion for you as the buyer. Many buyers get an independent verification as well.
Next steps: registration and documents, or if something has gone wrong, property disputes.
Need advice on your own property?
A guide explains the law. A lawyer checks your documents. Call the desk on 9361722724 for a free first consultation, or compare the best property lawyers in Bangalore.